One in four people living in New York City does not have enough income and earnings to meet the most basic household budget. We all need a stable income to be able to provide the necessities—food, rent, and utilities.  Yet so many New Yorkers don't even have that; they're just barely getting by. One in three families has no savings whatsoever for use in emergencies, and they regularly must make tough choices--buy food or pay the rent.

United Way of New York City works to ensure that our low-income neighbors get the short-term help they need right now as well as assistance to become more financially stable over the long term with the following initiatives: